This post is sponsored by Lemonade.
When it comes to travel, I tell all my close friends to hope for the best and prepare for the worst. This advice comes from experience. I travel a lot and I have had my possessions stolen, lost and even burned to a crisp during trips. Yep. You read that right. My car caught fire on a road trip and everything inside was reduced to ashes.
Certainly, that was the worst. But other trip losses include:
- My phone, headphones and brand new purse swiped from a hotel bathroom.
- My youngest daughter’s backpack, in which she had neatly organized her headphones, iPad, notebooks, and snacks, then left on the Skylink tram at Dallas Fort Worth airport,
Back then, I took those losses as a write-off. Now I know that they didn’t have to be! So when I recommend that you protect yourself with renters insurance, I’m speaking from experience on the VALUE of it.
How Lemonade Renters Insurance Covers Your Travels
Renters insurance provided by Lemonade covers personal belongings, no matter where they are in the world. That means your cherished laptop, new GoPro, or that stunning new dress you packed are all protected, whether they are in your closet at home or in a hotel room half-way around the world.
For frequent travelers, this coverage is invaluable. It’s not just about the monetary value, but also about the convenience and emotional relief of knowing that if something goes missing, you’re protected. Just file the claim via the app on your phone and it can be approved in just a few seconds, sending you the money you’ll need to replace the lost items.
It’s easy to understand why Lemonade gets 4.9 stars from users in the app store. One reviewer said buying insurance from Lemonade was easier than ordering a pizza. Another said he filed a claim and had his money in 7 seconds.
SheBuysTravel Tip: Take pictures of your stuff when you travel (and save them to the cloud or email them to yourself). It can be hard to remember what you packed in a stressful moment.
Choosing the Right Renters Insurance
I don’t have time for lengthy wait times on the phone or complicated forms. Been there. Claimed that.
Lemonade makes it easy to get coverage and file a claim. You get:
- Instant coverage online in as little as 90 seconds so you can apply from the airport while you’re waiting for your Starbucks order.
- Claims filed via app on your phone and can be approved in seconds, giving you peace of mind for the rest of your trip.
- Simple and easy to understand policies, so there’s no need to learn to speak insurance just to get coverage.
- Theft coverage that applies to your stuff and cash up to $200.
- Affordable coverage that starts at just $5 per month.
- Customer service: 844-733-8666 and help@lemonade.com
A Socially Responsible Way to Insure
Another thing I love about Lemonade: It’s a Public Benefit Corporation. That means the company is legally committed to making a positive social impact. Every three years, Lemonade undergoes a comprehensive assessment of its business to ensure it is balancing profit with purpose, focusing on people and the planet.
Traditional insurance companies make more money when they deny your claims. Lemonade, however, takes a flat fee of premiums. Any money left at the end of the year after all of the claims have been paid is donated to nonprofits via the Lemonade Giveback program.
Not only is that good for the world, it’s good for Lemonade clients because the company is happy to pay claims fast and with no hassle.
FAQs about Lemonade Renters Insurance
Does renters insurance cover my belongings while traveling?
- Yes, Lemonade renters insurance covers your personal belongings, even when they’re out of your home – whether that means the local coffee shop or a Caribbean resort.
What types of items are covered?
- Electronics (laptops, cameras, smartphones)
- Clothing
- Jewelry
- Up to $200 cash
- Other personal items you typically take on a trip
Is there a limit to the coverage?
- Coverage limits depend on your specific policy. It’s important to review your policy details to understand the exact coverage limits. The good news is that Lemonade doesn’t use insurance speak. The information is easy to understand and insurance terms are well explained.
How do I file a claim if something is lost or stolen while I’m traveling?
- File a claim through the Lemonade app on your phone. You can get a claim approval within seconds.
How fast can I get coverage before a trip?
- You can get instant coverage with Lemonade in as little as under 90 seconds. Perfect for last-minute trips!
Does Lemonade sell travel insurance?
- No, Lemonade sells homeowners, renters, car, pet and life insurance. The renters insurance includes coverage for your belongings when you travel.
We’re here to help you travel smarter, if you have questions please leave them below or reach out to us in our Facebook group.
Leave a Reply