Beyond Travel Insurance: What Smart Women Travelers Are Using Now

As the unpredictability of travel increases, MedjetHorizon goes beyond traditional travel insurance to provide real-time crisis response and security support to help travelers navigate the unexpected, from political unrest to natural disasters. Plus, it pairs that with medical transport benefits that transport sick or injured patients home to a hospital of their choice, something standard travel insurance does not do.

Highlights

• 24/7 global crisis response for events like terrorism, unrest and natural disasters
• Security intelligence and emergency assistance around the world
• Medical transport to the hospital of your choice at home

This post is sponsored by Medjet.

Travel Feels Different These Days

Before I went to Kenya for a life-changing safari, I bought a MedjetAssist medical evacuation membership. Not because I knew I would need it. But because it gave me comfort to know that IF something awful happened, I would be able to get home to my family, my doctor and my local hospital.

I won’t buy that membership again. Instead, I plan to upgrade to MedjetHorizon. It offers all of the benefits of MedjetAssist plus 24/7 crisis response and travel security services.

MedjetHorizon kicks in when:

• Civil unrest breaks out while you’re in a city
• Someone decides to drop a bomb on or near the country you’re visiting
• A terrorist incident disrupts transportation and safety
• A natural disaster leaves you stranded
• You feel unsafe but there’s no official evacuation order

How Does MedjetHorizon Respond to Emergencies?

The company contracts with global security experts to actively help manage some seriously terrifying situations:

• Terrorism
• Kidnap for ransom
• Political threat
• Hijacking
• Natural disaster
• Disappearance
• Violent crime
• Wrongful detention
• Blackmail and extortion
• Pandemic

And importantly, they can act before the situation becomes critical enough for the government to issue an evacuation order.

Responses can range from assisted sheltering in place to in-country response and secure movement to full-blown security extraction. MedjetHorizon benefits also include legal referrals, translation services and letting your family know what’s happening.

That kind of proactive support makes me feel brave enough to travel the world.

Intelligence that helps you stay ahead of trouble

MedjetHorizon proactively offers:

• Real-time security alerts
• Destination-specific risk intelligence
• Ongoing monitoring of global events that could impact your trip

So instead of being caught off guard, I can travel with insight and the ability to adjust my plans if needed.

Plus, It Provides Medical Evacuation Services

MedjetHorizon’s crisis response features are loaded on top of Medjet’s traditional air medical transport services. That’s the membership I bought before my Africa trip.

If you’re more than 150 miles from home, require continued hospitalization and are stable enough for transport, Medjet will arrange and pay for air medical transfer to the hospital of your choice in your home country.

For MedjetHorizon members, if you’re hospitalized while traveling within 150 miles of home, Medjet will still arrange transportation to get you to your hospital at home.

Plus, the company will issue a cash advance of up to $60,000 if you find yourself in one of the growing number of hospitals around the world that won’t take credit cards but demands payment up front. This isn’t “insurance,” but it can help bridge the cash gap for out-of-pocket expenses associated with hospitalization.

How Much Does MedjetHorizon Add to the Price of a Medical Evac Plan?

I have the annual MedjetAssist family membership. Adding MedjetHorizon will add $189 to the $425 MedjetAssist price. The add-on is available for individual annual memberships as well as short-term individual and family memberships.

There also are special memberships for college students, ex-pats and motorcycle riders. Check the latest prices and details here.

No Red Tape

Another thing I love about Medjet: Unlike all of my other insurance policies (health care, auto, home, etc.) Medjet is shockingly easy to use. There are no claims to process, no deductibles to pay and no surprise bills arriving weeks or months later.

Why This Matters for Women Travelers

As women, we travel with a heightened awareness of potential danger. Whether I’m navigating a new city solo, watching elephants amble across the African savannah or booking a layover in Dubai or Doha, the unexpected can happen. Knowing that I have a team to help me gives me peace of mind.

MedjetHorizon is for the traveler who:

• Wants to feel confident, not cautious
• Values independence but appreciates backup
• Knows that preparation is part of empowerment

Yes, You Still Need Travel Insurance

MedjetHorizon doesn’t replace traditional travel insurance. It doesn’t cover things like trip cancellation or lost luggageor medical bills. I still buy an annual travel insurance plan every year and the only time the plan did not pay for itself was when Covid shut down travel around the world.

My recommendation is to do what I do: Buy both traditional travel insurance and a MedjetHorizon membership.

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